What insurance does your tourist camp or vessel need in Dubai?

What insurance does a Dubai tourist camp need?

A valid policy from an insurer licensed in Dubai covering any damage visitors and employees may suffer during their stay at the camp and its facilities.¹ The rule applies to a tourist establishment operating a camp, alongside keeping to the permitted capacity and meeting first aid and safety requirements.¹

A tourist camp is a temporary site set up by a tourist establishment in a desert, mountain area, valley, nature reserve or other area named by the Department of Economy and Tourism, where tourist services are provided.¹

The policy must cover visitors and employees, so check both are named. A public liability policy alone leaves out your own staff; see your employees and public liability.

What insurance does commercial work on a vessel need in Dubai?

Appropriate third party liability insurance to cover damage that may result from using the vessel in the activity.² The duty sits with the vessel’s owner, operator or maritime agent.²

Commercial maritime activity covers work such as salvage, diving operations, dredging, demolition, maritime rescue, hydrographic surveying, towing, transporting construction materials, and renting vessels authorised to navigate Dubai waters.² A permit from the Dubai Maritime Authority is needed for each vessel used.²

Does a standard public liability policy cover boats?

Not always. GIG Gulf’s Business Secure public liability section excludes owning or using watercraft over five metres long.³

Ask your insurer to confirm in writing that the policy you show the Department of Economy and Tourism or the Dubai Maritime Authority covers the activity you run.